Turn Your Home Equity Into Financial Flexibility
A reverse mortgage may allow eligible homeowners age 62 and older to access a portion of their home's equity while continuing to live in the home.
Not all applicants will qualify. Subject to approval.
Convert a portion of your home equity into cash.
A reverse mortgage is a loan available to eligible homeowners that allows them to convert a portion of their home equity into cash.
Unlike a traditional mortgage, borrowers are generally not required to make monthly mortgage payments on the reverse mortgage balance while meeting loan obligations, including maintaining the home, paying property taxes, and homeowners insurance.
Designed around retirement cash flow.
*Borrowers must continue to meet loan obligations.
Designed For Homeowners Age 62+
- Retirees
- Homeowners seeking additional cash flow
- Borrowers looking to supplement retirement income
- Homeowners wanting a line of credit
- Seniors seeking to eliminate an existing mortgage payment
- Homeowners with significant equity
A clear, guided path from start to funding.
- 1
Complete a consultation
- 2
Determine available home equity
- 3
Complete required counseling
- 4
Review loan options
- 5
Access available funds
Put your equity to work in retirement.
Supplement Retirement Income
Home Improvements
Healthcare Expenses
Travel & Lifestyle
Emergency Reserves
Pay Off Existing Mortgage
Debt Consolidation
Financial Planning
What homeowners ask most.
Do I still own my home?
Yes. You retain ownership of your home as long as loan obligations are met.
Can I sell my home later?
Yes. Reverse mortgage borrowers may sell their homes at any time.
Will my heirs inherit the home?
Reverse mortgages provide options for heirs. Loan counseling and disclosures explain these details.
Are monthly mortgage payments required?
Eligible borrowers are generally not required to make monthly mortgage payments on the reverse mortgage balance while meeting loan obligations.
Request your free reverse mortgage review.
Speak with a reverse mortgage specialist to see how much equity may be available and review the options eligible homeowners 62+ may qualify for.
See How Much Equity May Be Available
Reverse mortgage loans are subject to borrower eligibility, age requirements, counseling requirements, property eligibility, appraisal requirements, and lender approval. Borrowers remain responsible for property taxes, homeowners insurance, maintenance, and other loan obligations. Not all applicants will qualify.