Star Financial is a licensed direct mortgage lender in the following six states:
- California
- Texas
- Florida
- Colorado
- Arizona
- Idaho
Corporate Entity
- Legal Name: St Fin Corp dba Star Financial
- NMLS ID: 1429 — verify at www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1429
- Main Office: 23330 Mill Creek Drive #250, Laguna Hills, CA 92653
- Phone: (888) 671-7885
Federal Lending Authority
- FHA Lender ID: 30107-0000-7
- VA Lender ID: 902746-00-00
State Licenses
- Arizona: AZ BK-2016782 — Department of Insurance and Financial Institutions
- California: CA DFPI 603C571 — Department of Financial Protection and Innovation
- Colorado: Licensed — Division of Real Estate
- Florida: FL MLD2523 — Office of Financial Regulation
- Idaho: Licensed — Department of Finance
- Texas: Licensed — Department of Savings and Mortgage Lending (NMLS 1429)
Equal Housing Lender
Star Financial is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public assistance program.
Advertising Disclosure
- This is not a commitment to lend.
- All loans are subject to credit and property approval.
- Rates, programs, and terms are subject to change without notice.
- “Almost zero cost” and “Streamline” offers refer to specific FHA/VA programs where permissible closing costs may be premium-priced into the interest rate. Borrowers should review the Loan Estimate carefully.
- Not all applicants will qualify. Restrictions apply.
Texas Consumer Disclosure
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.
Regulator Contact
To file a complaint or check license status, visit NMLS Consumer Access or contact the regulator in your state of residence.
Last updated: June 2026