Acceptance of Terms
By accessing or using starfinancial.ai (the “Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree, please do not use the Site.
Eligibility
The Site is intended for users who are at least 18 years of age and located in the United States. Products and services are available only in states where ST FIN CORP dba Star Financial is licensed: California, Texas, Florida, Arizona, Colorado, and Idaho.
No Commitment to Lend
- Information on this Site is for general informational purposes only and is not a commitment to lend.
- All loans are subject to credit and property approval, underwriting guidelines, and applicable program requirements.
- Rates, programs, and terms are subject to change without notice. Not all applicants will qualify.
- A pre-approval does not constitute a loan commitment or guarantee of a loan and is subject to a satisfactory appraisal, satisfactory title search, and no material change in your financial condition.
Content Accuracy
We strive to keep information current and accurate but make no warranties regarding completeness, reliability, or accuracy. Calculators and tools provide estimates only and should not be relied upon as financial advice. For official figures, review your Loan Estimate and other disclosures provided during the application process.
Intellectual Property
All content on this Site — including text, graphics, logos, and the Star Financial name and marks — is owned by or licensed to ST FIN CORP and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.
Third-Party Links
The Site may contain links to third-party websites (such as application portals and NMLS Consumer Access). We are not responsible for the content, privacy practices, or accuracy of third-party sites.
Limitation of Liability
To the fullest extent permitted by law, ST FIN CORP dba Star Financial shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site.
Equal Housing Lender
ST FIN CORP dba Star Financial is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
State Licensing & Disclosures
For state license details and required consumer disclosures — including the Texas Consumer Complaint Notice — please see our State Licensing & Consumer Disclosures page. Verify licensing at NMLS Consumer Access.
Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.
Contact
ST FIN CORP dba Star Financial · 23330 Mill Creek Drive #250, Laguna Hills, CA 92653 · (888) 671-7885.
Last updated: June 2026