Qualify using employment verification instead of traditional tax returns.
WVOE mortgage programs are designed for qualified borrowers who can verify stable employment through their employer.
Not all applicants will qualify. Subject to approval. Program availability varies by investor and borrower eligibility.
What this program may offer.
- Written Verification of Employment
- No Tax Returns Required
- No W-2 Requirement
- Simplified Documentation
- Purchase & Refinance
- Fast Approval Process
- Flexible Qualification Options
Designed with these borrowers in mind.
- Salaried employees
- Commission-based employees
- Borrowers with non-traditional income documentation
- Professionals with strong employment history
Your employer can help tell your income story.
Some borrowers have steady, reliable employment but find that tax returns and W-2s don't capture the full picture of their earnings.
With a Written Verification of Employment (WVOE), qualified borrowers may verify stable income directly through their employer — simplifying documentation while keeping the process moving quickly.
Program availability varies by investor and borrower eligibility.
Let's review the options you may qualify for.
Connect with Star Financial to review program availability for your situation. As a direct lender with in-house underwriting, our team reviews each scenario individually.
Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429
All mortgage programs are subject to borrower eligibility, investor guidelines, credit approval, income verification, property eligibility, and underwriting requirements. Not all applicants will qualify. Program availability may vary.
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