Recent Credit Event Mortgage Solutions

Mortgage options after bankruptcy, foreclosure, or credit challenges.

Star Financial offers financing solutions for qualified borrowers who have experienced recent credit events.

Not all applicants will qualify. Subject to approval. Program availability varies by investor and borrower eligibility.

Check My Eligibility

Speak with a loan specialist

Or apply online now →

No obligation · Confidential · Subject to approval · NMLS 1429

Program Highlights

What this program may offer.

Who This Program Is For

Designed with these borrowers in mind.

Why This Program?

A credit event doesn't have to end your homeownership goals.

Life events like bankruptcy, foreclosure, or a short sale can make traditional financing difficult — but they don't have to be permanent roadblocks.

Our Non-QM and bank statement programs offer flexible, manual credit review for qualified borrowers, focusing on your current situation rather than only your past.

Program availability varies by investor and borrower eligibility.

Speak With A Loan Specialist

Let's review the options you may qualify for.

Connect with Star Financial to review program availability for your situation. As a direct lender with in-house underwriting, our team reviews each scenario individually.

Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429

Check My Eligibility

Speak with a loan specialist

Or apply online now →

No obligation · Confidential · Subject to approval · NMLS 1429

All mortgage programs are subject to borrower eligibility, investor guidelines, credit approval, income verification, property eligibility, and underwriting requirements. Not all applicants will qualify. Program availability may vary.

Lion Heart Escrow Inc.

Open Escrow with Lion Heart Escrow

California's trusted independent escrow company delivering secure, compliant, and professional closing services for homebuyers, homeowners, Realtors, and mortgage professionals.

  • Independent Escrow Company
  • California DFPI Licensed
  • Secure Digital Closings
  • Residential & Commercial Escrow

Escrow services provided by Lion Heart Escrow Inc., an independent escrow company licensed by the California Department of Financial Protection and Innovation.