Today's Mortgage Market Rates
Follow current mortgage-market rate trends across popular home-loan programs.
National Mortgage Market Index (OBMMI)
These are national market averages published by Optimal Blue. They are market indicators only and do not reflect a rate available to you. For pricing based on your situation, use the borrower scenario tool below.
The rates displayed are national mortgage market indices provided for informational purposes only. They are not a commitment to lend, an offer of credit or a representation of the rates available to a particular borrower. Actual interest rates, APRs, payments and eligibility depend on credit, loan amount, property type, occupancy, location, loan-to-value ratio, points and other qualification factors. Rates are subject to change without notice.
See Rates for Your Loan Scenario
Answer a few questions to explore mortgage options based on your goals.
$150,000 down
- Pricing is based solely on the scenario details you entered, including property state, value, down payment, requested loan amount, credit-score range, property type, occupancy and requested lock period.
- Monthly payment shown is principal and interest only. It does not include property taxes, homeowners insurance, mortgage insurance, HOA dues or other costs, so your actual monthly payment will be higher.
- APR reflects estimated financing costs for the scenario shown and assumes a single borrower, a full appraisal, escrow/impound account and on-time closing within the selected lock period.
- Rates and pricing change throughout the day and are not locked until a rate lock is executed in writing.
Results are estimates only, are not an offer or a commitment to lend, and may change after verification of credit, income, assets and property information. All loans are subject to credit approval, underwriting review and property eligibility. ST FIN CORP dba Star Financial, NMLS ID 1429. Licensed in California, Texas, Florida, Colorado, Arizona, Idaho and Tennessee. Equal Housing Lender.
ST FIN CORP dba Star Financial, NMLS ID 1429. Licensed in California, Texas, Florida, Colorado, Arizona, Idaho and Tennessee. Equal Housing Lender.
All loans are subject to credit approval, income and asset verification, appraisal, underwriting review and property eligibility. Programs, rates, terms and conditions are subject to change without notice. Rates are not guaranteed until a rate lock is executed in writing.