Qualify using your business Profit & Loss statement.
Designed for self-employed borrowers who want to qualify using a professionally prepared Profit & Loss statement rather than traditional tax return calculations.
Not all applicants will qualify. Subject to approval. Program availability varies by investor and borrower eligibility.
Qualify Using Your Profit & Loss Statement
Our Profit & Loss Statement Loan Program is designed for self-employed borrowers, entrepreneurs, and business owners who may not qualify using traditional tax returns. Qualified borrowers can use a CPA-prepared or professionally prepared Profit & Loss Statement to document income and achieve their homeownership or investment property goals.
- Alternative income documentation
- Designed for self-employed borrowers
- Purchase and refinance options
- Flexible underwriting solutions
- Competitive loan amounts
What this program may offer.
- Self-Employed Borrowers
- CPA-Prepared P&L Accepted
- Purchase & Refinance
- Cash-Out Available
- Flexible Documentation
- Business Owners Welcome
- Fast Pre-Qualification
- Loan Amounts Up To $3 Million
Designed with these borrowers in mind.
- Business owners
- Entrepreneurs
- Consultants
- Independent contractors
- Real estate professionals
- Self-employed borrowers
A clearer view of your business income.
Many business owners utilize tax strategies that reduce taxable income. P&L programs may provide an alternative income analysis method for qualified borrowers.
By reviewing a professionally prepared Profit & Loss statement, our team can evaluate the real earning power of your business rather than relying solely on tax return figures.
Program availability varies by investor and borrower eligibility.
Let's review the options you may qualify for.
Connect with Star Financial to review program availability for your situation. As a direct lender with in-house underwriting, our team reviews each scenario individually.
Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429
All mortgage programs are subject to borrower eligibility, credit approval, income documentation requirements, investor guidelines, property eligibility, and underwriting review. Not all applicants will qualify. Program availability may vary.
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