Non-QM Loan Program

Flexible qualifying for unique borrowers.

Star Financial's Non-QM loans may help qualified borrowers who don't fit traditional agency guidelines find a path to financing.

Not all applicants will qualify. Subject to approval.

Program Highlights

Built around what qualified borrowers actually need.

Recent credit events OK
Asset depletion accepted
Alternative income documentation
Investor and second-home options
Interest-only options available
Direct lender with in-house underwriting and funding
Who This Program May Help

See if this could be the right fit for you.

See If You May Qualify

Talk to a licensed Star Financial loan officer.

As a direct lender with in-house underwriting and funding, our team reviews the options qualified borrowers may be eligible for.

Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429

Non-QM loan programs are subject to borrower eligibility, property eligibility, credit approval, income documentation, valuation requirements, investor guidelines, and program availability. Not all applicants will qualify. Loan terms, rates, fees, and available loan amounts may vary based on credit profile, loan-to-value, occupancy, property type, and other underwriting factors. This is not a commitment to lend.

Lion Heart Escrow Inc.

Open Escrow with Lion Heart Escrow

California's trusted independent escrow company delivering secure, compliant, and professional closing services for homebuyers, homeowners, Realtors, and mortgage professionals.

  • Independent Escrow Company
  • California DFPI Licensed
  • Secure Digital Closings
  • Residential & Commercial Escrow

Escrow services provided by Lion Heart Escrow Inc., an independent escrow company licensed by the California Department of Financial Protection and Innovation.