You May Qualify for Homebuyer Grant or Gift Assistance
Star Financial helps eligible homebuyers explore down payment and closing cost assistance options through qualified nonprofit and approved assistance programs.
Bilingual support available · Not all applicants will qualify · Subject to approval.
A trusted path toward homeownership.
Four simple steps to see what you may qualify for.
Complete the eligibility form
Share a few details about your goals and your home purchase plans.
We review your loan scenario
Our licensed team looks at your loan type, location, income, and credit.
We verify available nonprofit/program assistance
We check which approved grant, gift, and assistance programs you may be eligible for.
We guide you through the mortgage approval process
If eligible, we help you move from pre-approval to keys in hand.
Homeownership may be closer than you think.
Buying a home can feel out of reach, but approved assistance programs may help qualified buyers reduce upfront costs. Star Financial will help you understand what options may be available based on your loan type, location, income, credit, and program eligibility.
Puede Calificar para Asistencia con el Pago Inicial
Star Financial ayuda a compradores elegibles a explorar opciones de asistencia para el pago inicial y los costos de cierre a través de programas aprobados y organizaciones sin fines de lucro calificadas. Ofrecemos apoyo bilingüe en cada paso.
Homebuyer assistance, explained.
What is homebuyer grant or gift assistance?
Grant and gift assistance programs may provide funds toward your down payment or closing costs through qualified nonprofit partners and approved assistance programs. Availability, amounts, and terms depend on the program, your loan type, location, income, and eligibility.
Do I have to be a first-time homebuyer to qualify?
Many programs are designed for first-time homebuyers, but some assistance options are available to repeat buyers as well. Eligibility is determined by the specific program, your income, credit, and the property you are purchasing.
Can grant or gift funds be used for an FHA or conventional loan?
Yes. Depending on the program, down payment and closing cost assistance may be paired with FHA or conventional loan options. A Star Financial specialist will review which combinations you may qualify for.
Is the assistance guaranteed?
No. Assistance is not guaranteed. All programs are subject to program approval, lender approval, underwriting, investor guidelines, borrower and property eligibility, income limits, and documentation requirements.
Grant, gift, down payment assistance, and closing cost assistance programs are subject to availability, nonprofit/program approval, lender approval, investor guidelines, underwriting approval, borrower eligibility, property eligibility, income limits, and documentation requirements. Assistance is not guaranteed. This is not a commitment to lend. Terms may vary by program and state. Some programs may require repayment, owner-occupancy, or additional restrictions.
Star Financial · NMLS #1429 · Licensed in CA, TX, FL, CO, AZ, ID · www.starfinancial.ai · (888) 671-7885