Invest in U.S. real estate without U.S. income documentation.
Financing solutions designed for foreign nationals purchasing or refinancing investment properties in the United States.
Not all applicants will qualify. Subject to approval. Program availability varies by investor and borrower eligibility.
What this program may offer.
- No U.S. Credit Required
- Foreign Income Accepted
- Investment Properties
- LLC Ownership Allowed
- Purchase & Refinance
- DSCR Options Available
- Loan Amounts Up To $3 Million
- Fast Pre-Qualification
Designed with these borrowers in mind.
- International investors
- Foreign business owners
- Non-U.S. citizens
- Global real estate investors
- Buyers seeking U.S. rental properties
Built for global investors entering the U.S. market.
Traditional financing often relies on U.S. tax returns and domestic credit history — documentation many foreign nationals simply don't have.
Our Foreign National program evaluates qualified borrowers using foreign income and the strength of the investment property itself, with DSCR options that focus on the property's rental cash flow.
Program availability varies by investor and borrower eligibility.
Let's review the options you may qualify for.
Connect with Star Financial to review program availability for your situation. As a direct lender with in-house underwriting, our team reviews each scenario individually.
All mortgage programs are subject to borrower eligibility, investor guidelines, credit approval, income verification, property eligibility, and underwriting requirements. Not all applicants will qualify. Program availability may vary.
Open Escrow with Lion Heart Escrow
California's trusted independent escrow company delivering secure, compliant, and professional closing services for homebuyers, homeowners, Realtors, and mortgage professionals.
- Independent Escrow Company
- California DFPI Licensed
- Secure Digital Closings
- Residential & Commercial Escrow
Escrow services provided by Lion Heart Escrow Inc., an independent escrow company licensed by the California Department of Financial Protection and Innovation.