Investor Tools

DSCR Quick Calculator

Run the numbers in seconds. Enter rental income and PITIA to estimate your DSCR ratio before submitting an investor loan.

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Estimated DSCR
ratio

Enter rent and PITIA to calculate.

Annual Income$0
Annual Debt (PITIA)$0

What your DSCR means

DSCR 1.25+
Strong
DSCR 1.00 – 1.24
Qualifies with many programs
DSCR 0.80 – 0.99
Eligible with select programs
Below 0.80
May require alternative options

Need Help Structuring a DSCR Loan?

Our investor lending specialists can help review your scenario.

(888) 671-7885

For estimation only. Not a loan approval, commitment to lend, or guarantee of eligibility. Final DSCR calculations and pricing are subject to investor guidelines, appraisal, and underwriting review. NMLS 1429.