Access your home equity without refinancing your first mortgage.
Star Financial's Closed-End Second Lien Loan Program may help qualified homeowners access cash while keeping their existing first mortgage in place.
Not all applicants will qualify. Subject to approval.
A fixed second lien designed around your equity.
Designed for homeowners who want to tap equity.
- Homeowners with strong equity
- Borrowers with a low first mortgage rate
- Homeowners who do not want to refinance their first mortgage
- Borrowers needing funds for renovations
- Borrowers looking to consolidate higher-interest debt
- Self-employed homeowners
- Real estate investors
A simple path to your home equity.
Check your home equity
Tell us about your property and current first mortgage to estimate your available equity.
Submit your online application
Complete a quick, secure application so our team can review your scenario.
Review your closed-end second lien options
We walk you through the fixed second lien options you may qualify for.
Get approved and access your funds
Once approved, subject to underwriting, you access your funds while keeping your first mortgage in place.
Put your equity to work — keep your first mortgage.
Review your closed-end second lien options with Star Financial. As a direct lender with in-house underwriting and funding, our team reviews the options qualified homeowners may be eligible for.
Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429
Closed-end second lien loans are subject to borrower eligibility, property eligibility, credit approval, income documentation, valuation requirements, lien position requirements, investor guidelines, and program availability. Not all applicants will qualify. Loan terms, rates, fees, and available loan amounts may vary based on credit profile, loan-to-value, occupancy, property type, and other underwriting factors. This is not a commitment to lend.