Qualify using 1099 income.
A mortgage solution designed for independent contractors and commission-based professionals who receive 1099 income.
Not all applicants will qualify. Subject to approval. Program availability varies by investor and borrower eligibility.
What this program may offer.
- 1099 Income Accepted
- No Tax Return Qualification Required*
- Independent Contractors
- Gig Economy Workers
- Realtors & Loan Officers
- Consultants & Sales Professionals
- Purchase & Refinance
- Fast Pre-Approval
Designed with these borrowers in mind.
- Realtors
- Mortgage Loan Officers
- Insurance Agents
- Sales Professionals
- Independent Contractors
- Gig Workers
- Consultants
Built for the way 1099 earners really get paid.
Traditional mortgage guidelines may not accurately reflect the earning potential of many independent contractors. 1099 programs provide alternative qualification methods for eligible borrowers.
By focusing on 1099 income documentation, qualified borrowers may be able to move forward without the tax return calculations that often understate their real earnings.
*No tax return qualification required for eligible borrowers. Program availability varies by investor and borrower eligibility.
Let's review the options you may qualify for.
Connect with Star Financial to review program availability for your situation. As a direct lender with in-house underwriting, our team reviews each scenario individually.
Licensed in CA, TX, FL, CO, AZ & ID · NMLS #1429
All mortgage programs are subject to borrower eligibility, credit approval, income documentation requirements, investor guidelines, property eligibility, and underwriting review. Not all applicants will qualify. Program availability may vary.
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