# Star Financial

> Direct mortgage lender (NMLS 1429) serving CA, TX, FL, CO, AZ, and ID — purchase, refinance, Non-QM, and alternative-income home loans.

Star Financial (St Fin Corp dba Star Financial) is a direct lender headquartered in California, offering conventional, FHA, VA, jumbo, Non-QM, and alternative-income mortgage programs. We're licensed in California, Texas, Florida, Colorado, Arizona, and Idaho.

## Pages

- [Home](/): Overview of loan programs, rates, and the 15-minute pre-approval flow.
- [Specials](/specials): Current rate promotions and loan specials.
- [Team](/team): Loan officers and branch leadership.
- [Careers](/careers): Open roles and license transfer information for loan officers.
- [Alternative Income](/alternative-income): Bank statement, P&L, and asset-based qualification programs.
- [Non-QM](/non-qm): Non-qualified mortgage programs (DSCR, ITIN, foreign national, recent credit events).

## Legal

- [Licensing](/legal/licensing): State licensing and NMLS disclosures.
- [Privacy](/legal/privacy): Privacy policy.
- [FAQ](/legal/faq): Frequently asked questions.
- [Accessibility](/legal/accessibility): Accessibility statement.